I still spent too much money eating out but I am going to try to focus on bringing my lunch more in November. This task shouldn’t be too hard considering the fact that it’s getting very cold in Chicago and I don’t want to go outside.
I used $7,000 in savings and $300 in income to pay down my credit card to $8,800 from $16,100. Over the next few months, I am going to try to reduce this balance as much as possible and pay it off with my bonus and tax return. I am hoping to have it paid off by 4/2008.
Thankfully I received $2,000 from my parents as a graduation gift. Otherwise, my net worth would have declined significantly. The $2,000 remains in an emergency fund.