Monday, September 12, 2016

Daily Dollar App...

Found this cute app over the weekend called Spend Today and it's based on the daily dollar method. You get a certain amount of money for the month divided into days. If you spend less than the daily allotment, you have more to spend the next day, week, etc. If you overspend, then you're borrowing from the next day, week, etc. This was my warning message from yesterday evening. Needless to say, it persuaded me from spending any money today which wasn't too hard since I work from home on Mondays. 😂 Looks like I may be on leftovers for the week too! 😂


Sunday, September 04, 2016

August 2016...

My Net Worth bounced back in August after the car purchase!

My 401k broke the six figure mark for the first time! Yeah! Progress! I continue to contribute 5% to my 401k for the company match. The Bank suspended our pension plan this year and will start to contribute an additional 2% to our 401k for a total of 7%. I enrolled in the 401k program that will automatically increase my personal contribution rate by 1% annually. So next year, I will contribute 6% and the company will contribute 7% for a total of 13% or approximately $16k annually in contributions.

I am still very focused. I also contribute 15% to the Employee Share Purchase Plan (ESPP) where I am able to buy company stock at a 15% discount. By the end of the year, Private Loan #4 and Private Loan #5 will be paid off and my goal is to have at least $30k in savings. What I report below is the stock value at cost but the market value will be close to $29k by the end of September with another quarter left in the year.

I am on track! Things are still up in the air on where I will be living next year. Will I move back to the condo,stay here with my parents or move to Ohio or even Maryland?!?! CJ just took on a sales position in OH and he is doing really well. I am also doing well in Chicago but there is so much violence happening in Chicago that I am more open than ever to relocating. So, we still have to figure out how to get to the same city. I am more flexible and have the ability to work remotely and a boss that is supportive. So, we'll see.

My tenant signed on for another year so I am good to go until August/September of next year. I am so thankful for a good tenant!