Friday, July 18, 2014

Spirit of Chicago...

My current view from the Spirit of Chicago Ship. We are having our Summer Outing at work today and the weather is perfect. So happy! I love Chicago!




Thursday, July 17, 2014

Spending Pause...

Working from home today.  A handyman is supposed to come by this afternoon to do some work on the condo but he ran into an emergency at another appointment.  I am not sure if he will be able to make it today.  It's not a biggie.  If he needs to reschedule, then my parents or my sister will cover the next appointment. 

I am winding down my current position.  I held a successful close-out meeting yesterday on the Review I was leading and now I am pretty much coasting to the finish line.  My last day is July 31st.

I am going to send an email out to my friends and tell them thanks but no invites to anything expensive for the next year.  This month hit my savings big time with the Trip to Punta Cana and paying for the flight, hotel and party tics for my trip to Toronto's Carabana to celebrate my good friend's 35th bithday.  After August, my savings will be on life support with $2K in my eFund and $2K in other liquid investments.  It was so worth it all and I will survive but it's definitely time for a Spending Pause! 

I just feel so good about the decision to rent my condo out and move back in with my parents for the next 12-24 months.  I am over there 4 out of 7 days already and I literally get home just to sleep in my condo.  In that time period, my goal is to pay off my Private Student Loans and Credit Card which totals $113K combined.  With diverting my mortgage savings, my new $115K salary, target 20% annual bonus that pays out each December and my stock options that pay out in December 2015, I should be able to reach my goal and it's going to be a great feeling to get that worry off me.  Paying that debt off increases my cash flow ~ $900 per month so that will be more than helpful and wonderful.  Then I will tackle my federal loan debt with much more ease but I am definitely thankful for the fixed rates.

I am trying to pump myself up to pack. LOL  I go to Indianapolis this weekend for my family reunion.  Then next weekend is the open house.  After that, I will have the movers come to move my heavy furniture over to my parent's house and take boxes a little at a time to storage and their house over the next couple of weeks. I've been in my condo for 11 years so I will definitely take this opportunity to purge and bless someone else that may be in need.  Exciting times!

Monday, July 14, 2014

Moving Forward & Back to Work...

Thank you for hanging with me while I enjoyed the best 2 Week Vacation ever! It started out with an impromptu trip to Wisconsin Dells, then enjoyed the 4th holiday with family and a music picnic in the park. I ended with a 5-Day vacation in Punta Cana. I am truly blessed and now I am rested and relaxed.

July has been a very expensive month and my savings will surely be nearly depleted in August but I am okay with it all and at peace with my fresh start. I should have close to $4k at the end of August. I am closing out my time in my current position with the Bank and I start my new job on Aug. 4th. Very excited to move on to bigger and better things.

I am also moving forward with renting out my condo and moving back in with my parents so I can make some real progress with debt repayment. My parents are thrilled to have me and I need the help. They offered to give me space in their home and that is priceless. I am very thankful.

I signed the listing agreement with the Realtor on Friday to lease the condo. They are coming to take pictures tomorrow for the MLS listing and will hold an Open House by the end of the month. She thinks that the unit will rent fairly quickly and that I can get ~ $1,600/month. My mortgage (including taxes), assessments, water and home warranty total ~ $1,325 so the extra will cover a storage unit for my furniture and any $75 deductible needed for home repairs under the home warranty. I have a few repairs to make on the condo and have engaged a handy man already. He came on Saturday and should be back to do the work in the next week.


More to come... =)

Monday, July 07, 2014

Punta Cana...

This is my current situation. Absolutely stunning. The different colors of oceanic turquoise never ceases to amaze me with its beauty. The water is nice and the beach is perfect. I have no other plans than to rest, relax, drink & eat. Cheers! 





Sunday, July 06, 2014

I'm Off to the Dominican Republic....

About to take off to Punta Cana! They put me in Business Class! Wowza! I was heading to Coach when I realized that it started at Row 7 and I was in Row 4! I kept checking my ticket! LOL

Talk soon! Happy Sunday! =)

Friday, July 04, 2014

4th of July...

Felt really really tired this morning for my run. I struggled through running 1.5 miles and then my left shin started hurting so I switched to a Run/Walk. Just glad that I got in some exercise today. I am going to conquer these bleachers and then head home to jump rope for 15 minutes and then enjoy the rest I the holiday.



Today is Harlem's 40th Birthday. I completely forgive him and I forgive myself. I don't have any blocks on my phone anymore so I sent him a text this morning to wish him a Happy Birthday. I sincerely hope he has a fun and fabulous Birthday and that he's smiling wherever he is today. Everyone should be celebrated on their special day. 

Okay bleachers....Be my friend! Have a great 4th of July!!! Two days until Punta Cana! Bavara Princess Resort...Here I Come! =)

Thursday, July 03, 2014

Fitness...

I've been working out consistently the past couple of weeks. I'm still stuck at 3 miles for some reason. It's a combination of fatigue with my lungs and legs. I just have to keep pushing. I also did three rounds of stadium stairs which is up/down 5 times per round. Time to shower and enjoy the rest of this beautiful and sunny day. No rain in the forecast. =)

Have a great day! 


52-Week Challenge - Week 27

I completed Week #27 of the 52-Week Money Challenge and I now have $378 saved. The goal is to hit $1,378 by the end of the year. Slow and steady. Slow and steady. =)