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The new loan will fund on Friday and my credit card will be paid off by the end of the month. I had another small accident on Saturday where I accidentally backed into my garage door. That is going to cost me $400 to repair and I still have a $270 medical bill to pay. At the end of this month, I will have sufficient cash flow to 1) pay off my $24,583 credit card balance, 2) pay for the garage repairs and 3) pay the medical bill.
What is helping me is that I do not have to pay a mortgage for November. Once the refinance is over, I will also be able to establish a $1,000 Emergency Fund.
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3 comments:
Hopefully, this is the turning point to bring a smoother ride for a while.
It is definitely going to simplify your bill paying and clarify the where your money goes and needs to go. All of which will help you to see the goal and zoom forward.
getting out of debt is always an adventure. i commend you on your efforts!
jesse w.
http://www.subprimeblogger.com
A few years back I ripped the front bumper halfway off my car because it got caught on my sideways-moving (rather than up/down) garage door while I was backing out of the garage.
And I have a $1000 deductible because I never have accidents.
Stupid? Oh yes. Kind of funny these several years later? ABSOLUTELY.
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