Saturday, November 07, 2015

October 2015...

Hi All!

I am writing from Ohio. I am working remotely for a week and a half while visiting with CJ. I appreciate the flexibility I have with the new job at the Bank. The work/life balance is so much better than in my previous position and helps with the long long distance relationship.

I'll be doing a bit more traveling over the next couple of months. I am spending Thanksgiving with CJ in the Washington DC area and then I am off to Miami in December to celebrate my friend's 39th birthday. I will turn 38 the week before! Sagittarius Ladies!!! =) CJ is spending Christmas with me in Chicago and I will probably come back to Ohio to ring in the New Year with him the following week.

October was a decent month. My net worth bounced back primarily due to a positive shift in the market and rebound of my retirement account. I paid off Private Loan #1 in September so I took that $70 monthly payment and added it to my new snowball on Private Loan #2. The total snowball is now $1,070/monthly in addition to the minimum $1,335 payment. So I pay $2,400/month towards my student loans. I am looking forward to the day when that is no longer and I am praying that the Fed doesn't make moves to increase the interest rates soon. There has been a lot of talk about a rate increase in December.

All is well. I have no complaints. I will find out my annual bonus figure in about a month and I have roughly $13M in stock that will become unrestricted in December. I received the stock 3 years ago with an annual bonus but had to wait 3 years for the restrictions to fall off. The stock will get added to my investment balances bringing the total to approximately $26M. I will be making adjustments to to my deductions over the next two months to account for the extra income and taxes due. The plan is to use my December annual bonus to pay off Private Loan #2 and Private Loan #3.

That's all folks. I am doing pretty good. I hope you are doing well too! Thanks for reading! =)





No comments: