As of Sunday, I moved to an all cash/debit system where I will no longer use my credit card for any personal spending. I will use my Bank of America Keep the Change checking account for my day to day spending activity.
As I look at my 2008 annual goals, I have decided to fully restore the $2k balance in my E-fund before paying off my cc/heloc in full. By the end of January, all of my December damage will be paid off in full and by the end of February (maybe January), I will have fully funded my E-fund again.
If all goes well, there will be a slight improvement in my net worth at the end of January and every month from here on out. Plus, I can check off two of my 2008 annual goals: all cash/debit and reestablish my E-fund. =)
Monday, January 07, 2008
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4 comments:
Aww shucks now. Go 'head girl. Congratulations!
I was looking at your Networth. Sorry I hope I don't sound too rude, but I was confused. Is your net worth a negative 92,735 or a positive 92,735?
From your blog, I see that you were a law student. So I am assuming you have a lot of student loans? Perhaps that is why?
Anonymous, my net worth is negative...very negative. =(
You are doing a great job with finishing law school while working and now looking for another job with more pay. I wish you all the best and look forward to reading more of your blogs.
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