Not much to report. January was not a good month. I put a portion of my student loans in forbearance until 2/2009. My private loans enter repayment in 4/2008 and I will be putting those into 6 months of forbearance.
My goal is to secure a law job within the next two months.
January’s credit check was good and clean. My credit scores are as follows:
Transunion: 738 (750 in December)
Experian: 777 (777 in December)
Equifax: 730 (733 in December)
I am not entirely sure why my credit score declined in January. It may be because Equifax was late in reporting two of my student loans. I am still pleased with my scores.
Tuesday, February 05, 2008
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6 comments:
Are you paying anything toward your student loans?
Saving Diva,
Not right now.
Once I get my tax return, I will be able to pay back the $600 that I owe my parents for the garage door and windshield replacements. I should also be able to fully fund my emergency fund. Then I will be able to attack my student loan balance.
I need another month or two before I can get my footing.
Your credit is in good shape, Chitown, and it sounds as if you've got a good plan for tackling those student loans!
I might suggest you reconsider the notion of an emergency fund:
http://pfodyssey.wordpress.com/2007/03/29/emergency-funds-an-alternative-approach-part-i/
Out of curiousity, where do you get your scores from?
I am a Transunion TrueCredit client. I am able to check my credit bureaus and scores whenever I want from all 3 bureaus. It's a small price to pay for peace of mind.
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