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Monthly Income: $3,130 – After 5% 401k contribution
Savings: $300
Regular Bills/Expenses: $2,250
Discretionary Spending: $915
Irregular Expenses: $1,150
- Quarterly Water Bill - $110
- Bar/Bri Prep Program - $170
- Car Tires and Brake Repair - $870
Deficit: $1,485
2 comments:
this is a little random, but how much is your rent? Do you live by yourself? in an expensive part of town? I am thinking about moving to Chicago from San Francisco and wondering which city is more expensive. Good luck with the debt payoff!!
-beth
Beth -
Thank you for visiting my Blog!!!
I do live by myself and my mortgage is roughly $900/month and my assessments are $225. This after I paid off my HELOC with a balance transfer to a credit card which was costing me another $200-$225. Total current cost ~ $1,150.
My initial condo purchase was for $130k but right now, my place appraises for about $150k with the recent appreciation in the housing market.
From what I have read and heard from others, Chicago has a cheaper cost of living but the closer you are to Downtown Chicago, the more expensive it gets.
I live in an outlying suburb outside of Chicago with both very large homes, modest homes, and blue ribbon schools. My commute downtown is roughly 40 minutes. I own a modest condo in an area where there is a larger population of older people so it is more quiet and peaceful.
I have friends who live in the City and they pay rents as low as $700/$750 (in nice areas) for a 1 bedroom, $850-$950 for a 2 bedroom up to $1,200/$1,300 closer downtown for apartments.
Good luck and come by and visit again sometime. =)
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