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I cancelled my American Express rewards card last week. I didn’t want to pay a $100 annual fee for a card that I didn’t even use. Plus, I didn’t have an extra $100 just to give away for no reason. I still have my American Express Blue card. The only thing about the Blue card is that it doesn’t offer any good balance transfer offers and the APR isn’t that attractive either.
Citibank/AT&T Universal cancelled my credit card because I didn’t use it. This is the second time this has happened to me. I opened the letter last night and I just kind of smiled. I wasn’t upset at all. It was just a crappy card that offered me very little so in the end, I guess they did me a favor. It wasn’t closed because it wasn’t handled appropriately which is great. I just haven’t used it in 4 years. Oh well! One more credit card bites the dust.
My life just got a little simpler.
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1 comment:
I've never had a credit card closed for me. Do you know why they do this? I have a few cards that I don't use at all, but I keep open to make my credit history older...Should I use them occassionally to keep the account open?
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