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Here is my budget for the rest of 2010 unless rates change, I get a roommate, I find another job or I get offered a trip to the Moon. =)
I am evaluating the roomate scenario. I have emails out to several friends/family members to see if they know anyone who needs a place to stay. I would feel better with a direct referral than going through a service.
On another note, the new ex misses me. The breakup was sudden. He admitted that we didn't have a bad relationship but just not a great one and that he loves and misses me. I don't know what to do. He had become my best friend too.
4 comments:
Looks pretty good. Have you thought about posting for roommates at the law school? While not the same as a direct referral, you could at least confirm that they are students there, and they might not be around that much anyway if they're library hawks.
Right now, don't stress yourself about the interest rates on the loans. Even if they go up, your payment won't automatically go up to match it. They typically have to give you some warning before they change your payment, especially if you're on a set plan. Call Access and make sure, but I've never had the problem of payments changing without notice in the 5 years I've been paying.
Are you accounting for regular irregular expenses, like $35/month for the quarterly water bill? Those can easily blow a budget.
Last (really, I promise) even if you do get a second job or roommates, don't include it in your budget. Straight to the debt! Straight to the debt!
And remember, today is a NO SPEND DAY! Hurrah!
If he thinks that you don't have a great relationship, why so soon after the breakup does he think you will now have a great one if you get back together? Nothing has changed, you are still you. Speaking from experience, I did the whole breakup, get back together a week later thing, It is probably best to take a break from each other and revisit it in a month or two. And if you do think about getting back together sit down and figure out exactly why its not a great relationship in his eyes. because otherwise in a year or maybe just a few months you will be right back where you are now. Single and heartbroken. I have learned it is all about communication with the other person. Good luck!
Do not go back to a relationship that is less than you deserve. I've done that and regretted it. Sure it sucks to lose the companionship but in the end you have to put yourself first.
There's a reason why people break up--something was broken. It's never a good idea to look back in relationships.
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