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With falling interest rates and Emigrant, ING, and HSBC lowering their savings rate, I checked on my rate with WaMu. I am happy to report that my online savings account with WaMu is still holding steady at 5% APY. Therefore, my money is staying put.
If the interest rate falls, then I will have to consider depleting my savings for sure to pay down debt since I am not earning much on the balance and the interest rates on my student loans are still much higher.
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