March and April will mark (hopefully), the final declines in my net worth. I've been paying the last of my bar fees and just today, I paid the last of my trip to Cancun for my sister's wedding. That payment should show up in my next monthly recap.
I got a measly 2% raise this year and decided to put that increase towards the employee share purchase plan. I already contribute 5% to my 401k, which is the maximum amount that my employer matches. Under the employee share purchase plan, employees are able to purchase company stock at a 20% discount. The bank pays for all brokerage and/or administrative fees associated with the purchase and shares are credited to my account within 5 business days following their purchase. Cash dividends are automatically reinvested, less 15% withholding taxes for U.S. residents. I wish that I could really start investing so this gives me a little comfort that I am moving in the right direction.
So, here goes my March recap...
![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcXNmfYw1jbuTVaa1xqa_vvJGQaqcpVIIn83gwdb0Cj64IVpF2sneIujVDA8r_CM64P5lzMszVz6gnbwpeQ6j-F0l0ZadWbrC4D_MYRkii3BJoBqc2I62xzTP0OJy4VPNSTM4jBw/s400/2.07+and+3.07.bmp)