Thursday, February 04, 2016

January 2016...

Hi Everyone!

January saw a sight dip in Net Worth primarily due to market decline that negatively impacted my retirement account and an adjustment to the trade-in value on my car. The decline in asset value was slightly offset with an increase to my after-tax savings percentage to 15% (maximum ESPP contribution rate allowed). I am going to give this higher amount a try for the quarter to see how the revised budget and decreased cash flow works out.

There was no snowball in January as I paid off two loans December and I paid off all Christmas shopping in full this month. Overall, not too shabby. My debt decreased and I am looking forward to 2016!


CaribRoots said...

It took me a very long time (months even) to finish reading your blog from start to finish. I cannot express how inspiring your journey thus far has been for me, both financially and personally.

Thank you for your transparency and congratulations on making it this far. I wish you all the best as you continue on your quest for love, happiness and FREEDOM!

Chitown said...

@CaribRoots - Thank You! Thank You! Thank You for taking the time to read my blog and for leaving a comment. I really enjoy when I hear from a reader. It makes me want to post more often! I hope you come back to read more about how all of this struggle turns into bliss. Thanks again!